Our APR ranges from 5.99% to 29.99%, depending on your creditworthiness, loan amount, and term length. When you check your rate, you'll see personalized offers based on your specific profile. The rate you see is the rate you'll receive—no surprises.

We offer loans from $5,000 to $100,000 for personal loans, and up to $500,000 for business loans. The amount you're approved for depends on factors like income, credit history, and debt-to-income ratio.

No. When you check your rate with us, we perform a soft credit inquiry, which does not impact your credit score. A hard inquiry only occurs if you decide to proceed with a loan application.

Many borrowers receive their funds within 24-48 hours of approval. The exact timing depends on your bank and when you complete the verification process. We work to get you funded as quickly as possible.

We consider multiple factors including credit score, income, employment history, debt-to-income ratio, and the loan purpose. We work with a variety of credit profiles, so even if you've been turned down elsewhere, you may still qualify.

No. You can pay off your loan early at any time without any additional fees or penalties. We believe in giving you the flexibility to manage your finances on your terms.

For most applications, you'll need proof of identity (government ID), proof of income (pay stubs or tax returns), and bank statements. Our loan specialists will guide you through exactly what's needed based on your situation.

We offer flexible repayment terms ranging from 12 to 84 months, depending on the loan type and amount. Longer terms mean lower monthly payments, while shorter terms typically result in less interest paid overall.